At First Australian we have many decades experience in debt restructuring and debt consolidation and have helped thousands of families and individuals to minimise their monthly/fortnightly debt commitments, while developing practical strategies to help you be free of debt.

We achieve this by understanding your individual goals, objectives and unique circumstances.  We structure our loan facilities to ensure maximum flexibility, merging your capacity to be debt free within a reasonable time frame and to meet your financial aspirations.

We are very strategic in working with you to develop what is best for you, given your circumstances.  We do not structure your loan to maximize our profits, but to enable you to be debt free as quickly as possible.  We are very competitive and do not charge ongoing monthly, or administrative fees.

A Recent Real Life Example

The Harrison Family borrowed to purchase their home from a bank and over the years their debt seemed to grow and became more and more complex. Instead of gradually reducing their debt, they found that after 8 years they actually owed more, in total they owed $298,251 which was divided between a home loan, a car loan, a small personal loan and a couple of credit cards.  All in all, this was costing $1,326 per fortnight and when John's regular overtime was cut back they were struggling to make ends meet.  They rang their bank to discuss the fees, charges and interest being demanded.  They found that the bank were hard to get hold of and when they were finally able to talk to someone, they seemed unwilling, or unable to help.  John and Phyllis were referred to us by a friend and were amazed that we were able to restructure their debt and save them $681 per fortnight.  This completely relieved them of their immediate pressure.  John now believes that his income will shortly go back to where it was and they hope to be able to pay the savings made back into their new First Australian Loan.  If their savings are consistently paid into the loan [assuming everything else remains constant] then their whole debt will be paid off in less than 12 years with an interest saving in excess of $210,000.  This is a very different scenario to the one they were facing 7 weeks ago.

This is a real life example and is a common situation facing many families.  Although the specifics will be different to your circumstances – the principles of savings are identical.  We focus our efforts in helping you get out of debt as quickly as possible.

At First Australian Financial Services we work with you to save you as much as possible and to get you out of debt as quickly as possible.

 Contact us and talk to one of our team and we’ll provide a detailed examination of your situation and how you can become debt free.  We prepare this analysis on your behalf without fee, or obligation.

 Call us on 1300 574 428 – we’re here to help you.

There are many reasons why your existing home, or investment loan might need to be refinanced.  Some of the most common reasons include:

• The existing loan is too expensive, or repayments are too high;
• To raise additional funds for a worthwhile purpose, or investment;
• Overcharging by many lenders;
• Restructuring the debt so that its matches your life circumstances;
• Providing adequate flexibility to manage the debt so it can be paid off quickly;
• Helping adult children to get into their own home; and
• The list goes on

 Contact us and talk to one of our team and we’ll provide a detailed examination of your situation and how we can help you achieve your objectives and at the same time we’ll show you how you can become debt free.  We prepare this analysis on your behalf without fee, or obligation.

 Call us on 1300 574 428 – we’re here to help you.